tarimovynestra - Family Financial Planning Services

1. Information We Collect

tarimovynestra collects various types of information to provide you with personalized financial planning services. We gather this information through multiple channels including our website, mobile applications, and direct interactions with our financial advisors.

Personal Information

Full name, date of birth, and contact details including email addresses and phone numbers
Financial information such as income details, investment preferences, and banking information
Employment history and professional qualifications relevant to your financial planning needs
Family circumstances including dependents and beneficiary information
Government identifiers when required for verification purposes

Technical Information

Our systems automatically collect technical data when you visit our website or use our services. This includes IP addresses, browser types, device information, and usage patterns. We also use cookies and similar technologies to enhance your experience and provide personalized content.

2. How We Use Your Information

Your personal information enables us to deliver comprehensive financial planning services tailored to your specific needs and circumstances. We process this information lawfully and transparently.

Purpose	Legal Basis	Data Types Used
Financial planning and advice	Contract performance	Personal and financial information
Identity verification	Legal obligation	Government identifiers, documents
Service improvement	Legitimate interest	Usage data, feedback
Marketing communications	Consent	Contact details, preferences

Important: We never sell your personal information to third parties. Any data sharing occurs only for legitimate business purposes or legal requirements, and always with appropriate safeguards in place.

3. Data Sharing and Disclosure

tarimovynestra may share your information with carefully selected third parties who assist in delivering our services. All data sharing arrangements include strict confidentiality agreements and data protection measures.

Service Providers

We work with technology providers, cloud storage services, and professional service firms who support our operations. These partners access only the information necessary to perform their specific functions and are contractually bound to protect your data.

Legal Requirements

We may disclose your information when required by law, including compliance with Australian taxation requirements, anti-money laundering regulations, or when responding to valid legal processes from law enforcement agencies.

Business Transfers

In the event of a merger, acquisition, or sale of business assets, your information may be transferred to the acquiring entity, subject to the same privacy protections outlined in this policy.

4. Your Privacy Rights

Under Australian privacy law, you have significant rights regarding your personal information. We're committed to facilitating the exercise of these rights in a timely and transparent manner.

Access: Request copies of the personal information we hold about you
Correction: Ask us to update or correct inaccurate or incomplete information
Deletion: Request deletion of your personal information in certain circumstances
Restriction: Limit how we process your information in specific situations
Portability: Receive your data in a structured, machine-readable format
Objection: Object to processing based on legitimate interests or for marketing purposes

To exercise any of these rights, contact our Privacy Officer using the details provided at the end of this policy. We'll respond to your request within 30 days and provide clear information about any actions taken.

5. Data Security and Protection

tarimovynestra employs robust security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Our security framework combines technical, administrative, and physical safeguards.

Technical Safeguards

All data transmissions use industry-standard SSL encryption. Our databases employ advanced encryption for data at rest, and we maintain regular security audits and vulnerability assessments. Access controls ensure that only authorized personnel can view your information based on their job requirements.

Staff Training and Policies

All tarimovynestra employees receive comprehensive privacy training and sign confidentiality agreements. We maintain strict data handling procedures and regularly update our security protocols to address emerging threats.

Incident Response

In the unlikely event of a data breach, we have established procedures to contain the incident, assess the risk, and notify affected individuals and regulatory authorities as required by law. We'll provide clear information about what happened and steps you can take to protect yourself.

6. Data Retention and Deletion

We retain your personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, and resolve disputes. Retention periods vary based on the type of information and legal requirements.

Information Type	Retention Period	Reason
Financial advice records	7 years	Regulatory requirement
Identity verification documents	7 years	Anti-money laundering laws
Marketing communications	Until consent withdrawn	Consent-based processing
Website analytics data	26 months	Business purposes

When retention periods expire, we securely delete or anonymize your information using industry-standard methods. You may request earlier deletion in certain circumstances, subject to our legal obligations.

7. International Data Transfers

While tarimovynestra primarily processes data within Australia, some of our service providers may be located overseas. When international transfers occur, we ensure appropriate safeguards protect your information.

Safeguards in Place

Contractual protections that meet Australian privacy standards
Transfers only to countries with adequate privacy protections
Regular audits of overseas service providers
Encryption of data during transmission and storage

We maintain a current list of countries where your data may be processed and can provide this information upon request.

8. Cookies and Tracking Technologies

tarimovynestra uses cookies and similar technologies to enhance your website experience, remember your preferences, and analyze site usage. You can control cookie settings through your browser, though some features may not function properly if cookies are disabled.

Types of Cookies We Use

Essential Cookies: Required for basic site functionality and security
Performance Cookies: Help us understand how visitors interact with our website
Functionality Cookies: Remember your preferences and settings
Marketing Cookies: Used to deliver relevant advertisements (with your consent)

Our cookie policy provides detailed information about specific cookies, their purposes, and duration. You can withdraw consent for non-essential cookies at any time through our cookie preference center.

9. Children's Privacy

tarimovynestra's services are designed for adults aged 18 and over. We do not knowingly collect personal information from children under 18 without appropriate parental consent. If you're a parent or guardian concerned about your child's information, please contact us immediately.

If we discover we've collected information from a child under 18 without proper consent, we'll delete that information promptly and take steps to prevent similar occurrences.

10. Changes to This Privacy Policy

We may update this privacy policy periodically to reflect changes in our practices, legal requirements, or business operations. We'll notify you of significant changes through email or prominent website notices.

Minor updates will be posted on our website with an updated "Last Modified" date. We encourage you to review this policy regularly to stay informed about how we protect your privacy.

Notification Methods

Email notifications for material changes affecting your rights
Website banners for general policy updates
Direct communication for changes requiring new consent

Privacy Policy